Money Matters
As you transition to the "Adult World", you would need to know the basics of money management. Whether it will be your first time working and earning money or you will be receiving financial aid, you need to know how to organize your finances and make a budget to maximize your savings and plan for the future!
Talent Search collaborated with California Coast Credit Union to provide you with a financial knowledge workshop, tools, resources and information. Remember, your Talent Search Advisor is available to help you learn these lifelong skills!
Handouts
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Five Cs of Credit: A system that lenders use to gauge the creditworthiness of potential borrowers.
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FICO Versions: FICO uses the consumer's credit report to create a credit score that ranges from 300-850.
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How the FICO Score is Calculated: Your payment history, money owed, and other items can affect your credit.
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SMART Goal Worksheet: Write down your Specific, Measurable, Attainable, Relevant and Timely goals & check on them.
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Calculating Periodic Expenses: Consider the items from this list and check out this Periodic Expenses Example.
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Cash Flow Worksheet (Excel)
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Periodic Expenses Calculator (Excel)
Enrich features dynamic and interactive financial tools, courses and resources to deliver a highly personalized experience designed just for you. You have access to thousands of articles, informative videos, games and more designed to improve your family’s financial wellness, at no cost to you. In addition to 20 interactive financial courses, you have at your fingertips an array of financial tools including a budgeting tool, retirement analyzer, home affordability tool, student loan snapshot tool, financial aid coaching tool, job search and resume analysis, scholarship search tool, GPS to Success and more.
CCCU's virtual no-cost Financial Wellness Center is a one-stop shop where students, faculty and staff can drop in for financial information and one-on-one education on topics ranging from budgeting and credit scores to financing a car or even saving for retirement, and much more.